Insurance providers in South-West Oxford

Choosing an insurance provider

Price matters, but coverage details matter more -- the cheapest policy is only a good deal if it actually covers what you need.

• Confirm the broker or agent is licensed with the Financial Services Regulatory Authority of Ontario (FSRA).
• Ask specifically what's excluded from a policy, not just what's included -- exclusions are where claims get denied.
• For a broker (versus a direct agent), ask how many insurers they represent so you know how much of the market you're actually comparing.
• Ask about the claims process before you sign, not after you need it.